Insurance for me

Your home, car, boat, pets, sports equipment, jewellery and many other personal assets represent significant financial and emotional investments.

What type of Insurance are you looking for?
What type of insurance do you need?
Or, what type of business are you looking to insure?
Where are you located?
Get the right cover

If you love it, insure it

Making sure you have the right type and amount of cover in place to protect your most treasured possessions should therefore be a top priority.

Think of it this way: if you love it, insure it. And insure it for what it’s worth.

It’s a simple enough concept, yet thousands of Australians make the mistake of failing to adequately insure their prize possessions, either by underestimating their true value, or by not updating their insurance policies to include new purchases.

And that’s a crying shame, because it means that in the event of a loss, your insurance won’t cover the full replacement or repair costs.

Another common mistake people make when buying insurance is basing their decision on the price of the policy alone.

No one likes paying more than they should for something, but it’s important to remember that the lowest price does not necessarily offer the best value.

The old saying you get what you pay for is as relevant in insurance as it is in other areas of life. If your insurance is cheap – whether for your possessions, your travel or yourself – that’s probably because there are major gaps in the cover, which could lead to a nasty surprise in the event of a claim.

So while it’s easy to jump online and sort out your insurance in just a few minutes, unless you really understand what you’re buying, and can identify the exclusions and limitations in insurance policies, you’re better off speaking to an insurance broker.

Rest assured

Find an insurance broker

Not all insurance brokers operate in the personal insurance space – but you’ll find plenty on Need a Broker who do. Simply select the ‘Personal insurance’ option on our broker finder search and then choose the type of insurance you’re looking for, which could be life insurance; home and contents; motor; travel and more.

A list of brokers near you that can help will be generated. All you’ve got to do is give them a call, tell them a little about you and what you need insuring, and they’ll be able to advise you on the insurance you need and the options available to you.

And while the insurance may not necessarily be as cheap as the rates you see advertised on TV, you can rest assured knowing that you’ll actually be covered properly in the event of a claim.

If you need any assistance at all in finding a broker, please use the broker finder on this website or contact the Need a Broker hotline on 1300 53 10 73. Our friendly team will be happy to help.